RCS Personal Loans

Personal Loans Loan Rates

RCS Personal loan makes it possible for you to meet financial needs and obligations.

Get an offer from R2000 up to R150 000 with the most affordable interest rate. RCS loans are provided at a flexible repayment plan from 12 to 60 months.

The loan application process is fast and paperless. You’ll get a decision in a matter of seconds whether you are approved or not. Upon approval, the money will be deposited directly into your banking account within 24 hours.

As a valued customer of RCS, you’ll get free monthly statements via email or SMS. They also provide Customer Protection Insurance in case you are unable to pay back your loan balance in terms of sickness, retrenchment, death, etc.

How to Apply for the Loan

RCS will debit the loan installments directly from your bank account on the date you choose during the application process, so there is no need to worry about long queues to deposit or pay for your loan.

Very convenient, right?

Because RCS offers paperless applications, they provide a hassle-free, stress-free process to their customers. You can apply for the RCS loan online on their website.

You can use the RCS Loans Quick Check, to see if you qualify before you commit and one of the consultants will call you back with detailed information. Or you can call them on 0861 172 9727 to start your telephonic application process.

You can also use our loan calculator tool to estimate your monthly installments for RCS personal loans.

In order to be considered for a loan at RCS, you must meet their criteria. The criteria is in line with the National Credit Act, encouraging credit providers to avoid reckless lending.

You’ll be granted a personal loan that best suits your needs. The amount will be based on your credit rating.

You must be 18 years old and older with a minimum of R2000 income per month.

The following documents are needed when applying for RCS loan:

  • South African ID
  • Valid bank account
  • Proof of income, recent payslips or three months bank statement reflecting your salary.

Simply call them on 0861 172 9727 and speak to one of their consultants. You can go to their website www.rcs.co.za.