Finbond Loans

Personal Loans Loan Rates

Finbond Loans are unsecured short-term credit by Finbond Mutual Bank.

They offer personalized credit tailored to meet individual needs and financial expectations.

So today, I’m going to show you how much you can apply for, how easy it is to apply, what is required when applying for personal loans, and Finbond contact information.

Let’s dive right in.

Why Choose Finbond Loans?

Finbond is an authorized financial service and registered credit provider with the National Credit Regulators in South Africa.

They offer various types of financial services and products including savings, investments, and personal credit. The company has been in business since 2003 and is listed on the Johannesburg Stock Exchange with over 256 branches nationwide.

You can apply for Finbond short-term loans online from R500 to R25 000 within flexible repayment terms up to 24 months at the most affordable personalised interest rate.

Most of the Finbond credit clients are low-income earners. So, the company has since closed the gap for the low-income group to access money fast when they need it the most. Finbond bank has been the most trusted microcredit provider in the country.

How to Qualify & Apply for Finbond Loans

It is safe and quick to apply for Finbond loans.

Simply visit and complete the Finbond online loan application form.

The Finbond personal loan is unsecured, there’ll be no need to provide any kind of security or collateral against the loan.

The bank has unique criteria for eligibility and granting loans based on your creditworthiness. Your affordability assessment will be key to applying and qualifying for the Findbond loan.

Not many financial institutions offer unsecured credit because it is high-risk for the business. But because Finbond cares about your needs, they’ll help you if you have been a responsible lender with a good credit record.

Finbond loans are offered at a fixed interest rate. This means your monthly installment will never change and affected by the fluctuation of the rand and all the frequent rate changes until the end of your loan repayment.

Finbond handles each application with a close eye. Before considering lending you the money, they will perform necessary checks on your credit profile to make sure you’re the right person for the applied loanamount.

Then, the results will determine the amount you can afford at the associated interest rate.

What You’ll Need to Apply

To qualify for Finbond Loans, you need to provide the following:

  • A certified copy of your identification book or card
  • Proof of residential address
  • Recent payslips
  • Latest banking statement

The above-mentioned documents will pre-qualify you for the loan. Afterward, the bank will process your documents to ensure you’re the right applicant for the amount.

How Will You Get Paid & Repay the Loan?

Once your application is processed successfully and approved, your loan money will be made available to you within a few hours. The money will be paid directly into your personal banking account.

You can spend the money however you wish. You probably wanted to renovate your home, pay for education fees for yourself or your children, handle medical or legal bills, fix your beloved car, and many other things.

R25,000.00 is a lot of money, you might want to spend it wisely, as this will make it easier to pay back.

Then your installment repayment journey begins and Finbond has made this process way easy. The bank will collect the money

Not sure if you can afford it? Use our loan calculator tool below to check if you will afford the Finbond loan.

Calculate Monthly Installment

Monthly Installment:
Total Payment:
Total Interest:

It’s important to note that the above calculations don’t include any additional fees Findbond might charge. Often lenders charge loan initiation fees, monthly service, and insurance fees, which are then calculated with your principal balance.

Findbond Compared With Other Lenders

It’s always important to shop around for better and more affordable loans and not make an instant decision by looking at the first offer.

Below is a list of similar loans to compare the rates for the same amount that Findbod offers but with different terms.

Wonga Loans


Repayment Terms

3 month(s)
Installment: R1,368.60
Read review

Absa Express Loan


Repayment Terms

6 month(s)
Installment: R1,441.29
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Wanna Loan


Repayment Terms

6 month(s)
Installment: R1,402.21
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Lime Loans


Repayment Terms

2 month(s)
Installment: R2,782.97
Read review

Low Budget Loans


Repayment Terms

6 month(s)
Installment: R536.33
Read review

Finbond Contact Details

For questions, queries, complaints, and more information about Finbond loans, kindly call 086 000 4249 or 012 460 7288 to speak to a financial consultant.

The consultant will help complete your loan application and give you free financial advice – if need be.

Alternatively, check out the Finbond Mutual Bank website at and read more.