Capfin Loans

Personal Loans Loan Rates

Capfin loans are customized personal loans up to R50,000 with many benefits.

In fact, Capfin is the leading, most trusted, and most reliable unsecured loan provider in South Africa.

The best part?

The Capfin loans calculator helps you better understand your loan application beforehand.

Let’s get started.

A Bit About Capfin Loans

Capfin is a financial services company registered in 2010 with a vision to offer customers personal loans at affordable rates in South Africa.

The company offers innovative ways to apply for short-term loans.

They believe there are many ways a person can apply for a loan as compared to the old ways through the banking system.

With Capfin, you can easily get your cash loan in just a few minutes.

How Much Get You Get?

Capfin offers loans up to R50,000 but not everyone qualifies for such an amount. The amount is dependent on your credit score.

So, the company categorized loan products for the user’s convenience.

Using the loan calculator, you’ll apply for different amounts for different terms.

Here’s a break-down example, a loan for:

  • R1 000 to R8 000 loan: Over 6 months
  • R8 000 to R50 000 loan: Over 12 months
  • R8 000 to R50 000 loan: Over 24 months

These Capfin loan types are designed by financial experts who understand customer’s needs and financial expectations.

Capfin loans have been around for a while now, hence they provide affordable loans. You’ll get the loan at the best possible interest rate depending on your credit rating.

Applying for Capfin loan

Capfin offers innovative ways to apply for personal loans and it’s simple.

Take your ID book and latest payslips or banking statement to either PEP or Ackermans. The cashiers at the respective stores will help you with the loan application.

It takes a few minutes to process, and you should receive an SMS about the status of your application.

Check out this “How to apply” video:

Caption: Capfin Video (

If you prefer to make your application online, that’s not a problem with Capfin.

Visit the website and register an account there. Use the Capfin loan calculator on the home page to determine your loan amount and terms.

The calculator is very cool. It will show you the total costs of your loan application before you could send your application through.

You will know how much would be your monthly installment for the term of the Capfin loan, at what interest rate.

Just so you know, Capfin is fully compliant with the National Credit Act.

Calculate Repayment

Monthly Installment:
Total Payment:
Total Interest:

The company may charge initiation fees and certainly admin fees for managing your loan account. And the estimated installment excludes credit checks and affordability assessments by Capfin.

To find out more about Capfin loans, please contact 087 354 0000 and speak to a consultant.

They have the friendliest consultants in the world. They will offer financial advice and tips, for free, to help you make the right decision in your application.

Alternatively, visit the Capfin website at to read more information.